How Long to Pay Off My Credit Cards?

This credit card payoff calculator will tell you how long it will take you to pay off your credit card bills with the amount you pay now, and how much more you would have to pay each month to eliminate your credit card debt even sooner. Fill in the following information and click the Calculate button for results.

Current Balance:
Current Monthly Payment:
Interest Rate:
Payoff Goal (in months):

Results: print this page

Months to Pay Off at Present Rate:
Monthly Payment Required to Reach Pay Off Goal:

Note: This calculator is intended for informational purposes only and GMAC is not responsible for any errors in calculations. This calculator may use certain assumptions that may not apply to your specific case. The calculator is not meant to be used as the basis for any savings, expense, investment, or other financial decision.

Paying off your credit card debt may increase the term of the loan and your total finance charges.